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Can Low Score Borrowers Qualify for a Personal Loan?
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Can Low Score Borrowers Qualify for a Personal Loan?

October 29, 2026 No comments yet

Can low score borrowers qualify for regulated personal financing? Learn what lenders review, documents to prepare, and how to borrow safely in Malaysia.

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How to Compare Loan Offers Before You Borrow

October 27, 2026 No comments yet

Compare loan offers with confidence. Check lender licensing, total cost, payment amount, fees, and repayment terms before you borrow safely in Malaysia.

Financing Rates: What to Check Before You Borrow
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Financing Rates: What to Check Before You Borrow

October 25, 2026 No comments yet

Understand financing rates, repayment terms, and borrower protections before you apply. Make a clear, confident choice with no hidden surprises. Today.

Bank Loans Versus Moneylenders Compared
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Bank Loans Versus Moneylenders Compared

October 23, 2026 No comments yet

Compare bank loans versus moneylenders in Malaysia, including approval speed, eligibility, rates, legal protections, and repayment terms before you borrow.

Is WhatsApp Financing Safe? How to Borrow Safely
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Is WhatsApp Financing Safe? How to Borrow Safely

October 21, 2026 No comments yet

Is WhatsApp financing safe? Learn how Malaysian borrowers can spot licensed lenders, avoid scams, protect bank details, and apply safely with confidence.

KPKT Borrower Protection Guide for Safe Loans
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KPKT Borrower Protection Guide for Safe Loans

October 19, 2026 No comments yet

Use this KPKT borrower protection guide to check licenses, understand loan terms, avoid upfront-fee scams, and borrow from a licensed Malaysian lender.

How to Avoid Loan Scams Before Applying Online
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How to Avoid Loan Scams Before Applying Online

October 17, 2026 No comments yet

Learn how to avoid loan scams with clear checks for licenses, fees, fake approvals, and unsafe payment requests before you share personal details online.

Loan Eligibility: What Lenders Check Before Approval
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Loan Eligibility: What Lenders Check Before Approval

October 15, 2026 No comments yet

Understand loan eligibility in Malaysia, the documents lenders review, and practical ways to prepare for a clear, faster personal loan decision today.

Borrower Rights Guide for Safer Loans in Malaysia
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Borrower Rights Guide for Safer Loans in Malaysia

October 13, 2026 1 comment

Our borrower rights guide explains how to identify licensed lenders, review loan terms, avoid scams, and get support before signing any loan in Malaysia.

Moneylender Asking for ATM Card in Malaysia
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Moneylender Asking for ATM Card in Malaysia

October 11, 2026 No comments yet

Learn why a moneylender asking for ATM card Malaysia is a major warning sign, how to protect your account, and what licensed lenders should request instead.

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Recent posts

  • Can Low Score Borrowers Qualify for a Personal Loan?
    Can Low Score Borrowers Qualify for a Personal Loan?
  • How to Compare Loan Offers Before You Borrow
  • Financing Rates: What to Check Before You Borrow
    Financing Rates: What to Check Before You Borrow

LK Solution Enterprice Sdh Bhd provides fast financial solutions when you need cash urgently, offering low interest rates with no origination fees.

Our Services

  • Personal Loan for Civil Servants
  • Personal Loan for Private Sector
  • Financial Consultancy Service
  • Gadget Repair Instalment Plan
  • Medical Treatment Instalment Plan
  • Car Takaful Instalment Plan
  • Auto Service Instalment Plan
  • SME Micro Financing
  • Pawn Services

Company

  • About LK Solution
  • Our Story
  • Our Promise
  • Our Career

Resources

  • LK Solution Services
  • Latest News
  • Blog
  • Personal Loan Calculator
  • Debt Consolidation Calculator Malaysia
  • How to Download Bank Statement Online

Contact Us

18B First Floor, Jalan TK 1/11a, Taman Kinrara Seksyen 1,
47100 Puchong, Selangor
Phone: 016-7314319

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No Lesen :
WL7109/10/01-1/210821

Advertisment Permit :
WP7109/10/01-210821

Company & License Information:
LK Solution Enterprise Sdn. Bhd. (Registration No: [Insert Your SSM Registration Number])
KPKT License No: WL7109/10/01-1/210821 | Tempoh Sah: [Insert Current Valid Date, e.g. 01/01/2025 – 31/12/2026]
Advertising Permit No: WP7109/10/01-210821 | Tempoh Sah: [Insert Current Valid Date, e.g. 01/01/2025 – 31/12/2026]
Registered Business Address: 18B First Floor, Jalan TK 1/11a, Taman Kinrara Seksyen 1, 47100 Puchong, Selangor.
Customer Service Contact: +60 16-731 4319

Loan Terms & Maximum Annual Percentage Rate (APR):
• Minimum repayment tenure: 3 months (90 days)
• Maximum repayment tenure: 60 months (5 years)
• Maximum Annual Percentage Rate (APR): Up to 18% per annum for unsecured personal loans, and up to 12% per annum for secured loans (in compliance with the Moneylenders Act 1951).
• No hidden upfront processing fees or deposit required prior to disbursement.

Representative Example of Total Loan Cost:
• Loan Amount (Principal): RM 10,000
• Loan Tenure: 12 months
• Fixed Interest Rate: 18% APR per annum
• Total Interest: RM 1,800
• Monthly Instalment: RM 983.33
• Processing / Admin Fee: RM 0
• Total Repayment Amount: RM 11,800

*Approval is subject to financial review and credit assessment. Terms & conditions apply.

We offer a variety of loan schemes tailored to meet your financial needs, with flexible repayment options and competitive financing rates. Financing tenures range from 90 days to 5 years.
Financing Rate: Up to 1.5% per month (18% per annum) for unsecured loans and up to 12% per annum for secured loans.
Example: A RM10,000 loan for 12 months at 18% per annum would result in a total repayment of RM11,800. Terms and conditions apply. Subject to approval.

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